Connecticut · Checked October 22, 2026
Registration only. Connecticut has no roofing trade license or exam. A roofer doing home improvement work for a homeowner must register as a Home Improvement Contractor with the Department of Consumer Protection under the Home Improvement Act (Conn. Gen. Stat. ch. 400), show at least $20,000 of general liability insurance, and pay the registration fee plus the Home Improvement Guaranty Fund assessment. Commercial work on larger structures falls under the separate Major Contractor regime, not the HIC registration.
| Item | Connecticut |
|---|---|
| Regime | State registration — Home Improvement Contractor (HIC), Dept. of Consumer Protection |
| Exam | None. No trade, business or law exam for the Home Improvement Contractor registration. Licensed trades under ch. 393 (electrical, plumbing, HVAC and similar) have their own exams, but roofing is not one of them. |
| Experience | No state experience requirement published |
| Application fee | $120 application/registration fee (Conn. Gen. Stat. §20-421) |
| License / registration fee | $100 annual Home Improvement Guaranty Fund fee (§20-432), payable with the application or renewal |
| Total state cost | $220 for a new HIC registration ($120 + $100), before insurance premiums. Salesperson registration is $120 plus a $40 Guaranty Fund fee. — Statutory fees are stated in §§20-421 and 20-432. |
| Bond | No bond is required by default for HIC registration; the Commissioner may require a bond as a condition of issuing or renewing a registration (§20-422). Consumer protection is instead funded through the Home Improvement Guaranty Fund (maximum recovery $25,000 per claim). |
| Insurance minimums | Applicants must show general liability insurance of not less than $20,000 (§20-421 application requirements — policy number and insurer name). Workers' compensation is required if you have employees. |
| Who qualifies | The applicant / business owner |
| Timeline | Registration is filed online with DCP with the fee and insurance proof; processing is typically days to a few weeks, and work may not start until the certificate is issued. |
| Renewal | Annual: $120 registration fee plus the $100 Guaranty Fund fee, with liability insurance kept in force. |
| Credential | Scope | Notes |
|---|---|---|
| Home Improvement Contractor Registration (HIC) | residential | Covers roofing and other repair, replacement, remodeling and improvement of existing residential property. Does not authorize new home construction — that is a separate New Home Construction Contractor registration. |
| Home Improvement Salesperson Registration | residential | Anyone who negotiates or solicits home improvement contracts for a contractor must hold a separate salesperson certificate; officers/directors of a registered contractor are exempt. |
| Major Contractor License / Registration (ch. 393c) | commercial | For work, expressly including roofing, on structures exceeding the §29-276b threshold limits — a separate DCP credential from the residential HIC registration. |
License trigger: $200 — Home improvement registration is triggered by a single home improvement contract over $200, or home improvement contracts totaling over $1,000 in any 12-month period (Home Improvement Act definitions/application rules).. There is no roofing-specific dollar threshold; the HIC thresholds govern. An unregistered contractor cannot legally enforce a home improvement contract against the homeowner.
The Home Improvement Act governs contracts between a contractor and a homeowner; a bona fide subcontractor working for a registered contractor, rather than contracting directly with the homeowner, is not the party required to hold the HIC registration for that job. Anyone soliciting the contract still needs a salesperson certificate unless exempt.
State registration governs residential home improvement; local building permits still apply, and towns issue the roofing/building permits and inspections.
No specific deductible-waiver statute found. no state statute specifically banning deductible waivers found in this pass; general insurance-fraud and unfair-practices law still applies A 2025 substitute bill (HB 6967) and a 2026 bill (HB 5263) proposed banning contractors from offering any allowance, discount, payment, waiver or rebate toward an owner's deductible as an inducement for a home improvement contract; those were bills reviewed in this pass, not an enacted statute relied on here.
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